Credit Reporting: The Best Websites

Credit Karma

creditkarma.com

Free credit scores, reports and monitoring from two bureaus, updated regularly, plus tools that show how a loan or card would affect you. Free because it recommends offers; the numbers are real.

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Equifax

equifax.com

Equifax is one of the three major credit bureaus: get your report, place a free security freeze, and manage disputes. Freezing all three bureaus is the single best defense against identity theft.

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Experian

experian.com

One of the three national credit bureaus. Check your Experian credit report and FICO score free, dispute errors, and freeze your credit in minutes when you suspect fraud.

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myFICO

myfico.com

FICO's consumer site, from the company that invented the score lenders actually use. See your real FICO scores (not estimates), understand what moves them, and monitor all three bureaus.

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